home base business

An After-Closing Letter That Asks For More Mortgage Referrals

By: Rob Lawrence

Let your customers know that the best compliment they can give you is a referral.

Here is a sample follow-up letter (I pulled out of my personal files) you can use with customers who have recently closed a loan with you. You?ll see that it congratulates them on completing the process, re-emphasizes the benefits of doing business with you, and asks for referrals.

By acknowledging the customer?s involvement in the loan, and following-up with them even after the loan is completed, you can generate additional business opportunities with very little effort. The difference between mediocre loan officers and top producers is often just going the one extra step to make the customer?s experience exceptional.

SAMPLE FOLLOW-UP LETTER, SENT AFTER LOAN CLOSING

Dear (CUSTOMER),

Congratulations, you?ve successfully completed the mortgage process!

Please find enclosed copies of any loan documents as well as a complimentary copy of your appraisal. You will want to keep these in a safe place for future reference.

With every loan, we strive to make you a ?customer for life? through our outstanding service. Every loan experience should be as simple and pain-free as possible and we hope we have exceeded your expectations.

Remember, that as a mortgage broker?

We can help you purchase a new or second home?even an investment property!

We can present you with several loan scenarios that consolidate your debt thereby reducing your monthly cash flow.

We specialize in loans for people even if they have poor or have not so good credit.

We even have loan programs available for people who own their own business and are self-employed.

In closing, let us say that it was an absolute pleasure doing business with you and we look forward to helping you again in the future. Thank you so much for your business and welcome to our family of repeat customers.

Warm Regards,

(YOUR NAME)

Loan Officer (YOUR TITLE)

(YOUR COMPANY CONTACT INFO)

P.S.- We build our business on a referral basis. The highest compliment we could ever receive is a referral from our past friends and customers. Please share your experience with us to others.

Enclosure(s):

(LIST WHAT IS ENCLOSED WITH LETTER, ALWAYS INCLUDE BUSINESS CARDS, REFERRAL POSTCARDS, AND FOLLOW-UP SURVEY).

**** END SAMPLE LETTER ****

Feel free to use and modify the above letter as you see fit. The goal is to make it as personal as possible to fit your customer type and local marketplace. By doing what other people DON?T do, you can set yourself apart from the hundreds of other ?me-too? loan officers out there.

Article Source:
http://www.articlecity.com/articles/business_and_finance/article_9343.shtml

Car Insurance Tips To Save You Money

By: Jason Mark Hulott

Brits waste thousands of pounds each year on car insurance because they do not understand some of the car insurance tips that could save them money. Car insurance protection is extremely important for the peace of mind of motorists. Car insurance that offers a great combination of coverage benefits at a reasonable price is important.

Car insurance provides a variety of benefits to motorists. Each driver must determine the benefits that are most important to him or her, based on driving habits, needs, and other factors. Some protections are fairly universal, but there are also some specific benefits that may appeal to particular drivers.

Standard car insurance protection includes comprehensive coverage for collisions and liability for situations involving other motorists. These services offer protection to drivers in accidents or situations where the driver is at fault or not at fault. These broad services provide for the typical damage and repair protection a motorist would experience.

There are many other services available for motorists looking for a more customized car insurance protection product. Most car insurance tips include suggestions for certain covers and what benefits they provide. Customized car insurance services include: No claim discounts, courtesy cars, windscreen replacement, emergency roadside assistance, equipment protection, car seat replacement, additional optional benefits to help provide peace of mind to the customer.

No claim discounts are intended to reward motorists with a good history of safe driving. Driving safely is perhaps the most important of the car insurance tips for motorists. Similar to the effect a good credit history has on loan seekers, a good driving history provides less risk to the insurer. Courtesy cars are a great service to allow Brits to meet their driving needs while their car is under repair.

Emergency roadside assistance helps those in need when they are stranded. Roadside assistance costs can be quite expensive, so this protection definitely pays off if needed. Other types of equipment and feature protections are great for motorists wanting to maintain the luxury status with their cars, or looking to protect stereos or equipment. Finally, many optional coves are available to fit the needs of the motorist.

Drivers need to be aware of the great savings opportunities available along with the many standard and customized cover benefits. Along with having a safe driving record, motorists can get better rates by having joint protection. Many motorists fail to take advantage of savings opportunities by combining protection with a live-in mate or spouse.

A car insurance specialist can be a great resource to motorists. A company that can offer great car insurance tips, while assisting Brits with finding the best solutions for their protection needs is a great resource. A specialist can also assist with understand the discounts available as well as the savings opportunities available through setting up a protection plan in the most advantageous way. Car insurance is a necessity for all motorists, but finding the right plan with the right mix of benefits, at a great rate, can be especially satisfying to motorists.

Article Source:
http://www.articlecity.com/articles/business_and_finance/article_9251.shtml